Are There Any Drug Rehabs That Have Payment Plans?January 12, 2013 - Treatment - 0 Comments
If you or someone you love is struggling with addiction, you’ve probably already come face-to-face with the exorbitant prices of rehab. You aren’t alone in your dismay: According to the Journal of Substance Abuse Treatment, money is one of the biggest reasons why more people don’t seek help for their dependency on drugs and alcohol.
The good news is that the cost of rehab doesn’t have to be as insurmountable as it seems. Many treatment centers offer a variety of payment plans that will allow you to get the assistance you need without sacrificing your financial livelihood to do it.
Here are just a few ways of paying for rehab:
Instead of paying a lump sum of thousands of dollars, many rehab facilities will allow you to pay for your treatment in increments. In most cases you won’t even need to cover the full amount to complete the program: As long as you do it consistently and on time, you can finish your stay and keep paying off your debt once you’re back in the real world, receiving monthly bills the same as you would for a car or a loan. This is often the easiest option for cash-strapped families to fund their loved one’s trip to rehab.
Reduced Cost Options
If you can prove real financial need, you may be offered a “sliding scale” payment plan where you can pay reduced rates based on your monthly income. For example, if you make less than X dollars a month, you might pay X percent less than the patient on the next rung of the scale. The facility can then write off the lost income as a charitable deduction. Look into this option if you’re an individual in a low-income household or without insurance.
Public Rehab Programs
If you don’t have enough to cover the cost of a private facility even with financial assistance, you still have the option of a public, federally-funded rehab program. You’ll probably be put on a waiting list for their services, because these treatment centers are inevitably stretched thin and hurting for resources, but they’re also much more likely to work with you when it comes to payment plans and individual financing options. For some of them, you won’t even have to bother with a bill. There are free rehab facilities all across the U.S.
These are just a few ways of paying for rehab when you don’t have a lot of disposable income. Remember, the most important thing is that you’re ready to commit to sobriety. The rest will work out as long as you have the will.