Financing Drug Treatment Costs When Out Of Pocket Charges Are Too HighMarch 9, 2016 - Addiction, Alcohol and Drug, Cost, insurance, Recovery, Treatment - 0 Comments
It’s difficult to describe the toll that addiction has on the lives of its victims and their families. Most people realize that if they don’t get help breaking their addiction, they will lose everything that is dear to them.
Unfortunately, the unbelievably high cost of drug treatment and rehabilitation services dissuade or prevent some from getting desperately needed help to resist addiction.
Financing Options for Drug Treatment
Many drug treatment facilities are willing to provide financing. Prior to selecting a treatment facility, speak to the administrators about the financing options they offer. Discuss interest rates and how long you have to pay back the loan. You may be surprised to find that rehabilitation is a lot less expensive than you think.
Private financing involves getting a loan from a financial institution to help you cover the cost of addiction treatment. Having a small monthly loan is a reasonable price to pay when compared with the benefits of sobriety, as well as when compared to the price you or a loved one would have paid every month to purchase drugs or alcohol.
Selling Personal Items
Many people have possessions of value, even if they do not realize the value. You may have gold trinkets and other pieces of jewelry that you can sell to get enough money together to begin the recovery process for yourself or a family member. Selling an item that has sentimental value may be difficult. But ask yourself, is that gold ring or diamond necklace more important than your life or the well-being of your family? We are sure that you agree that when it comes to your life or the lives of your family members, no sacrifice is too great.
In addition to the items mentioned above, many states require insurance companies to set aside a section of their funds to help individuals who are recovering from drug and alcohol abuse. Some states offer government grants depending on your age and where you live.
Finding the money to cover drug treatment and rehabilitation requires effort. The peace of mind and happiness that comes from obtaining sobriety, getting your life on track, and having a positive influence in your family is worth all the effort.